Best Mediclaim policy in India
Introduction:
Key Features:
1. Wide Organization: must have a large healthcare network with hospitals all over India to make it easy for policyholders to get cashless healthcare.
2. No Sub-Limits: This policy doesn't impose sub-limits on room rent or other expenses, ensuring that you receive the best treatment without worrying about additional costs.
3. Pre- and Post-Hospitalization Coverage: It covers medical expenses incurred 60 days before hospitalization and 180 days after discharge.
4. Day Care Procedures: This covers advanced treatments that do not require 24-hour hospitalization.
5. Family Floater Option: You can have all your family members covered by a single policy.
6. Securing Benefits: Your base cover gets doubled instantly upon purchase, without the need to claim it. This benefit will instantly increase your ₹10 lacks base cover to ₹20 lacks at no extra cost.
7. Restore Benefit: This unique feature ensures that you always have adequate coverage, even if you face multiple medical emergencies in a year.
8. Ambulance Cover: Provides coverage for ambulance expenses in case of an emergency.
9. Cost of Disposables: Go cashless with in-built coverage for disposable items like buds, gloves, nebulization kits, and other consumables during hospitalization
10. No Cost Installment Option: Credit and Debit card holders can buy for the No cost installment option
11. Lifetime Renewability: The policy offers lifetime renewability, providing you with long-term coverage.
12. Free Health Check-up: Allows for complimentary health check-ups after every claim-free year.
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Conclusion
Choosing the best mediclaim policy is a decision that should be made after careful consideration of your individual health needs, budget, and preferences.